Prices & Payment Options
With Safe Hands, you choose the payment option that best suits you. You can either pay as a single lump sum, or alternatively you can spread the cost over 1, 2, 3, 5, or 10 years. Plans paid for over 1 year (12 months), or over 2 years (24 months), are ‘straight repayment’ (meaning no Instalment Handling Charge is applied to the monthly instalments).
Our prices start at just £1,895 – making us one of the UK’s most affordable funeral plan providers.
Want to pay for your funeral plan by monthly instalments?
Choosing the right payment option for you
If you wish to pay by monthly instalments, you will, first, need to pay a deposit of £250. You can then spread the remaining balance over 1, 2, 3, 5, or 10 years (where plans are paid for over 1 year, or over 2 years, no Instalment Handling Charge* is applied to the monthly instalments!).
How are monthly instalments paid?
Customers paid their monthly instalments by Direct Debit, with the payments made on either the 1st of every month, or the 15th of every month (according to the customer’s preference).
If you pay for your plan by monthly instalments, but you pass away before all instalments are paid, it will not be effective until the balance of the plan has been paid. However, if you pay for your plan as a single lump sum, it will be effective immediately.
*If paying over 3 years, 5 years, or 10 years, the monthly instalments are subject to a flat 4% instalment handling charge (see Terms & Conditions for more details)
Want to pay for your funeral plan as a single lump sum?
Paying for a plan in a single payment means the plan becomes effective immediately.
If you pay for your plan by monthly instalments, but you pass away before all instalments are paid, then the plan will not be effective until any balance outstanding has been paid (see Terms ∓ Conditions for more details).
How to pay?
If purchasing through our website, you can pay by debit card or credit card. Or, if you would prefer to pay by cheque or by direct bank transfer, please contact us on 0800 917 7099.
Cancelling your Safe Hands Funeral Plan
If you decide to cancel your funeral plan within 30 days of purchase then you are eligible to receive a full refund. If you cancel your funeral plan after 30 days of purchase, then a £249** cancellation fee will apply for plans sold after 1st February 2018 (cancellation charge is higher for plans sold prior to that date) (see Terms & Conditions for more details).
*Plans paid for over 3, 5 and 10 years are subject to a flat 4% Instalment Handling Charge, calculated anually.
**£249 cancellation charge applies only to plans purchased after 01.01.18. Plans purchased between 01.03.17 and 31.12.17 are subject to a £495 cancellation charge. Plans purchased before 01.03.17 are subject to a £395 cancellation charge.