Pearl Plan

£3,495 / £37.86 pcm

A simple funeral plan that provides a helping hand to support your family

Buy this plan

The Safe Hands Pearl Plan pays for standard services to help your family hold a simple, traditional ceremony – either with cremation or with a burial. Your family will need to pay for things like flowers and special arrangements, but we can guarantee that the Funeral Director’s costs will be fully covered.

What's included in the Safe Hands Pearl Plan?

  • Support for your family – an experienced Funeral Director to help arrange the service
  • The Funeral Director's standard fees, which will include careful preparation of the body
  • Access for your family to the chapel of rest
  • 24 hour transfer of the body to a funeral home or chapel of rest
  • The costs of travelling from the funeral home to a crematorium or cemetery
  • A traditional, veneered coffin with a nameplate
  • A modern funeral hearse and bearers
  • A free call from our Bereavement Advice Service team

Also included - Up to £1,200 to help pay for these third party costs

  • The Doctor's fees for arranging the first death certificate
  • Fees that are charged for the cremation process itself or to open a grave
  • Fees that might be charged by a Minister or Celebrant for holding a service on the day

Pearl plan

£3,495 / £37.86 pcm

Buy this plan Request brochure

What's not included in our Pearl Plan?

Our Pearl Plan does not include an oak-veneered coffin. It doesn’t pay for cars following a hearse. Your family will still need to pay for the personal choices that will help them to celebrate your life – things like flowers, or any special wishes you might have for the ceremony.

We can help you to personalise your plan, by adding an allowance towards some of these costs. Contact us for more details.

View our full terms and conditions

It's good to talk things through

For quotes or more information, call us any time.

0800 917 7099
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Sensible, end-of-life financial planning



When you put your money into Safe Hands, you and your family can relax.



Our payment options make it easy to pay your funeral plan over time or all at once



Independent trustees will make sure your money is kept safe for your family

What our customers say


Which costs are not included?

It's easy to add personal choices to any Safe Hands plan, too. A wicker coffin, for example, or floral tributes for the coffin.

We'll make sure your family knows what you've asked for, and we’ll pay that money out as an allowance towards those specific costs at the time of need.

We take CPI into consideration, but if those costs are more than the allowance, then the difference will have to be settled before the personal choices can be provided.

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How will my family know about my funeral plan?

It's a good idea to talk to your family about your funeral wishes. You can leave instructions in your Will, but we’ll provide information that makes it easy to talk about your Safe Hands plan.

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Can I change my mind, after I've bought a plan?

Yes. You can cancel a plan free of charge within 30 days and we’ll refund everything you've paid to date. After that time, we apply an administration charge of £249 (which we can deduct from any monies paid in to date).

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