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The Rising Cost of Funerals

With funeral costs rising in excess of the annual rate of inflation, it is an unfortunate fact, that for many families, budgeting for a funeral by traditional means may no longer be sufficient to cover the cost.

According to the Bank of England, the current rate of inflation is 2.1%. By comparison, according to the Sun Life Cost of Dying Report 2018, the average cost of a basic funeral rose from £4,078 in 2017 to £4,271 in 2018 - an increase of 4.7%. This means that over the last year, average basic funeral costs have risen well in excess of inflation.

Take out a Safe Hands Funeral Plan today and take peace of mind from knowing, that no matter how long you live and/or however much the funeral director’s fees and services may be when you pass away, the loved ones you leave behind will not have anything further to pay towards them**.

* Figures taken from the Sun Life Cost of Dying Report 2018
** ‘Funeral director’s fees and services’ are fully guaranteed. However, they do not include 3rd party fees, which are the cremation fee (or interment fee if the funeral is a burial), the doctor’s fee, and the minister’s fee for the service at the crematorium (or at the graveside if the funeral is a burial). The Pearl, Sapphire, and Ruby plans all include an allowance towards 3rd party fees - which, whilst not guaranteed, should be more than adequate to cover the combined cost of them. However, if at the time of the funeral, the 3rd party fee allowance (+CPI indexed uplift if applicable) is insufficient to cover the actual cost of the 3rd party fees combined, then the Plan Holder’s Representatives will be liable to pay any shortfall before the funeral can take place.

The rising cost of funerals...


2010£2,857
2012£3,284
2014£3,590
2016£3,897
2018£4,271
2020£4,605
2022£4,948
2022£4,944

*Figures taken from the Sun Life Cost of Dying Report 2018

With a Safe Hands pre-paid funeral plan, you can prepare in advance for life's final event and protect your family from rising funeral expenses. By taking out a funeral plan now, you have the choice of paying for your funeral plan in full or at a fixed monthly price. Safe Hands GUARANTEES that however long you live, and however expensive a funeral is when you pass, there will always be sufficient funds to cover all the funeral directors fees and funeral services.