A financial helping hand

Making plans for your own funeral may feel strange. But it's one of the most helpful things you can ever do for your family.

What do Safe Hands funeral plans pay for?

Every Safe Hands plan covers the costs of a Funeral Director's fees and services. We use an independent trust to guarantee this money will be there for your family when they need it.

  • It's all part of life - making financial plans for the future.
  • Your family can relax, knowing basic funeral costs are paid.
  • And a pre-paid funeral plan gives you peace of mind.
Compare our plans

Most of our plans also provide money to help pay for third party costs, which you might see referred to as disbursements sometimes. We explain these costs carefully in the full details of each plan.

What do Safe Hands funeral plans pay for?

The event marking the end of your life is unique.

Your family will still need to pay for personal touches. Things like flowers, for example, or a special place to meet after the event.

We can pass personal requests on to the appointed Funeral Director, but we can’t guarantee them – your family will need to look at these choices themselves, and make a final decision, when the time comes.

Do talk to your family if you have special wishes.

They can always be included in your Will.

We take our responsibilities seriously.

Our team has to get confirmation that customers are responsible for their own financial affairs, and to be sure each sale meets our values.

Plus, we work with experts. We have a Bereavement Support Team that's on hand, 24-hours a day - helping us to help your family directly.

We offer a range of plans to suit all tastes and budgets

Topaz Plan

£2,390 / £24.97 pcm

Guaranteed to pay all the Funeral Director’s service fees, no matter how much they go up in price.

  • Funeral Director's fees
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Pearl Plan

£3,495 / £37.86 pcm

Guaranteed to pay all the Funeral Director’s service fees, no matter how much they go up in price.

  • Funeral Director’s fees
  • Help to pay third party costs
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Sapphire Plan

£3,795 / £41.36 pcm

Guaranteed to pay all the Funeral Director’s service fees, no matter how much they go up in price.

  • Funeral Director's fees
  • Help to pay third party costs
  • One limousine
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Ruby Plan

£4,095 / £44.86 pcm

Guaranteed to pay all the Funeral Director’s service fees, no matter how much they go up in price.

  • Funeral Director's fees
  • Help to pay third party costs
  • Two limousines
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Direct Cremation Plan £1,895 / £19.19 pcm

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Being clear about the costs

We want you to have confidence in your funeral plan. There are some fees that the Funeral Director can't predict – they're known as disbursements or third-party costs. They include:

Which costs are not included?

It’s easy to add personal choices to any Safe Hands plan. A wicker coffin, for example, or floral tributes for the coffin.

We'll make sure your family knows what you've asked for, and we’ll pay that money out as an allowance towards those specific costs at the time of need.

We take CPI into consideration, but if those costs are more than the allowance, then the difference will have to be settled before the personal choices can be provided.

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How will my family know about my funeral plan?

It's a good idea to talk to your family about your funeral wishes. You can leave instructions in your Will, but we’ll provide information that makes it easy to talk about your Safe Hands plan.

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Can I change my mind, after I've bought a plan?

Yes. You can cancel a plan free of charge within 30 days and we’ll refund everything you've paid to date. After that time, we apply an administration charge of £295 (which we can deduct from any monies paid in to date).

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However, most Safe Hands plans provide an allowance of £1,200** that goes towards covering those costs, directly.

It's also useful to note that if a journey to or from the funeral home is more than 25 miles, then the Funeral Director may make an extra charge, which your family will need to pay.